November 7, 2006
ST. PETERSBURG – Florida

BB&T today announced a new ATM strategy to give its Florida clients broader access to their cash and more free foreign ATM transactions.

The plan includes BB&T's recent decision to join Allpoint Network, which means BB&T's Florida clients will have access to more than 2,550 surcharge-free ATMs in the Sunshine State and 35,000 nationwide. BB&T currently operates 117 ATMs in Florida.

"By partnering with Allpoint, BB&T can provide our Florida clients with expanded access to their BB&T accounts through a large network of surcharge-free ATMs," said Scott Qualls, Deposit Access Products manager. "We are pleased to offer our clients even more convenient cash access options near where they live, work and travel."

BB&T's Florida ATM plan also includes at least two—and as many as eight—free foreign ATM transactions per statement cycle, depending on the type of account the client has.

Allpoint, a division of Cardtronics, is America's largest surcharge-free ATM network, with 35,000 ATMs in leading national and regional merchant locations across the country. For more information or to find the nearest Allpoint surcharge-free ATM, visit www.AllpointNetwork.com.

Winston-Salem, N.C.-based BB&T Corporation and its subsidiaries offer full-service commercial and retail banking and additional financial services such as insurance, investments, retail brokerage, corporate finance, payment services, international banking, leasing and trust.

BB&T operates more than 1,400 financial centers in Florida, Georgia, Virginia, Maryland, West Virginia, Kentucky, Tennessee, Alabama, Indiana, the Carolinas and Washington, D.C.

With $118.5 billion in assets, BB&T Corporation is the nation's ninth largest financial holding company. More information about the company is available at www.BBT.com.